Who We Are
Building the Future of Real Estate Finance
Discover the story behind Mortgage Arsenal and the dedicated team that's revolutionizing alternative lending in Canada.
Mortgage Arsenal provides alternative financing when traditional banks say no. Founded in 2023 by Fazal Nathani and Amandeep Gandhi, we began as a private lending business offering 1st and 2nd mortgages against residential and commercial properties. We are relationship-focused and known for reliability, flexibility, and fast turnaround.

Our Core Values
Proven
Over 2 years of experience with the brokers, accountant, lawyers and borrowers in timely closing the deals.
Trusted
Recognized for responsive underwriting and dependable execution, building lasting relationships with our clients and partners.
Mortgage Arsenal was founded in 2023 by Fazal Nathani, an experienced banker, stock market broker, and successful businessman, and Amandeep Gandhi, an experienced businessman in the field of smoking accessories. What began as a small private lending vertical under the Arsenal Group of Companies started with conservative lending as 1st and 2nd mortgages against residential properties, using their own and family funds.
Early business came primarily through referrals from mortgage brokers, lawyers, and accountants who trusted the team's conservative and transparent lending approach. Drawing on Fazal's extensive experience as a banker, stock market broker, and successful entrepreneur, and Amandeep's strong business background in multiple industry verticals, Mortgage Arsenal began offering 1st and 2nd mortgages secured by residential and commercial properties.
In 2024, Shamim Junejo joined the company as Chief Executive Officer. With over 38 years of international and Canadian banking experience, including 21 years with RBC Royal Bank in senior roles such as Vice President of Sales, Shamim brought deep expertise in credit, lending, and strategic growth. Under his leadership, the company adopted the business name "Mortgage Arsenal" and renewed its focus on expanding its portfolio to include both residential and commercial mortgages across Canada.
During the 2023–2025 property market crisis, as banks tightened their lending policies and introduced tough lending guidelines, there was a growing need in the market for private lending solutions. Mortgage Arsenal stepped in to fill the gap — offering borrowers flexible, fast, and fair private funding options when traditional banks couldn't deliver.
What Sets Us Apart
Quick Approval & Turnaround
Our streamlined processes enable quick approval and turnaround in 24-48 hours, getting you the funding you need when timing matters most.
Innovative Investment Approach
Our innovative approach to the investment selection process, rigorous due diligence, and industry expertise allows us to find high-quality mortgage investments that capitalize on Canada's traditionally strong real estate market.
Tailored Solutions
We offer borrowers a selection of tailored mortgage solutions that are personalized to each borrower's unique needs, whether residential, commercial, or industrial properties.
Trusted Network
We work closely with mortgage brokers, lawyers, and accountants who trust our conservative and transparent lending approach, building lasting relationships across the industry.
Meet Our Leadership Team
Fazal Nathani
Chairman
An experienced banker, stock market broker, and successful businessman. Fazal co-founded Mortgage Arsenal in 2023 with a vision to provide alternative financing solutions when traditional banks say no.
